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Trupanion Pet Insurance - Whatever they cover they will get it back

I have had Trupanion for over 4 years. I have two dogs and pay around $140 monthly. Every year they keep increasing the premium. It seems that whatever they cover they get it back. For example, one of my dogs premium just went from $72 to $94.
#1251476
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My experience with Trupanion was absolutely terrible. They hold the right to deny any claim made even based off of their own assumptions and no actual proof. I paid for Trupanion for 3 months before my dog started getting and ear infection, so I brought her to the same...
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1.0
#1147535
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Trupanion Pet Insurance - Misleading and Unhelpful
I had purchased a new puppy. Took him to the vet one day after taking possession of the dog for a full physical examination (as required by breeder contract). Received a clean bill of health. Went home, enrolled with Trupanion under their promotional deal offered to me...
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1.0
I didn't like
  • Denial of claims
#1078182
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I am replying regarding the cancellation of my pet insurance policy for my Coton De Tulear. I would like you to cancel this policy. I believe your company will never stand by my pet in the event of a time of need. It is my opinion that when a dog becomes sick, they...
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1.2
I didn't like
  • Denied legitimate claims
  • Rejection reasons are cruel to pet
  • Denial of claims
#1041310
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Insured my dog with trupanion. They claim that they don't raise premiums based on claims but they raise the premiums 20% every year anyway. When you query the raise they claim that rates are raised based on risks and vet costs in your specific area. Of course when you...
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Anonymous
Anonymous

It is so true what you said. The same thing here in Florida, USA. They raised mine by 35% just because I had a few claims. They are a bunch of liars and they are not friendly ...

#950070
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After being insured with Trupanion for 7 years and paying every price increase every single year I was insuring my dog and never having a claim in that 7 years I filed a claim for a growth on my dog's leg. They removed two tumors which were benign and did the follow up...
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#914234
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Yes I hate this company they promised her dental would be covered as you know they lie . Scam . If any class action case please contact me
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Anonymous
TT

No, Trupanion doesn't cover Dental, nor do most of the Insurance companies cover dental. You should read their policies first before enrolling it. In their policy, they have...

#898211
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I joined Trupanion in March 2016 during which i signed papers that indicated that i would have a 30day period of wait before any insurance claims would be accepted by the insurance company. During the 30days my dog did catch Giardia and his claim was rejected (as...
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1.0
#895830
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Trupanion raises insurance rates by 10-20% each year. I got it in 2013 when I got a new puppy and have had it for 3 years now. My first year's monthly premium was $51.49, second year $56.35, third year $67.63, and today I received an updated policy with an increase to...
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Anonymous
Anonymous

I've joined Trupanion for 5 years now and my cat hasn't had visited the Vet for 2 years now. However, Trupanion is going to raise my premium by 60%, and they have no cap anym...

1.0
I didn't like
  • Scam
  • Trupanion
  • Managment and being lied to
#885402
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As other reviewers have stated, Trupanian generalizes symptoms to the point that everything that happens to our cat is a "pre-existing condition," so all claims (now amounting to many thousands of dollars) are denied. At this point, anything that could in any vague way...
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2.0
I didn't like
  • Continually denied claims
  • Denied legitimate claims
  • Bogus pre-existing conditions
#869630
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